We help Ontario employers with 10 to 250 staff design, place, and renew employee benefits plans that actually fit how their teams work, with less paperwork, clearer renewals, and an advisor on the phone when it matters.
Independent brokerage and ongoing administration support. We shop the Canadian carrier market on your behalf. We are not tied to any single insurer.
Plan design and placement for extended health, dental, and vision coverage. Renewal benchmarking each cycle.
Basic and optional life, short- and long-term disability, dependent life, and critical illness coverage.
Health Spending Accounts and Personal Spending Accounts to top up traditional plans without raising premiums.
Group RRSP, DPSP, and TFSA plans, coordinated with benefits so onboarding is one conversation instead of three.
Employee & family assistance programs, virtual care, and mental-health-first benefits design.
Enrollment, claims advocacy, employee education, and renewal support, so HR does not own the carrier portal alone.
We are an independent Ontario brokerage. We are not owned by, and do not receive volume incentives from, any single carrier. When a renewal comes in higher than benchmark, our incentive is to shop it, not defend it.
That independence is one of the few things in this industry that has not changed in twenty years. Everything else about how benefits get sold, administered, and explained needs an update. That is the gap we work in.
We place coverage with most major Canadian carriers and a handful of specialty insurers, including:
Renewal coming up in the next 90 days? We can pull benchmarking on your current plan and tell you whether the renewal you're looking at is reasonable for your industry and headcount, at no cost or commitment.
Book a 20-minute review